One of the most annoying and pervasive shopping myths is the idea that if you only shop at warehouse “clubs” or only buy from the bulk merchandise section at a grocery store that you will automatically save money over buying…
So you have decided that you’re going to be the next Warren Buffett and start trading in options. I admit that I admire your enthusiasm but before you run out and start hitting the stock futures market, you need to…
There are three basic types of life insurance plans available to US citizens and residents: Whole Life Insurance, Universal Life Insurance, and Term Life Insurance. Each type of insurance is designed to work best at certain periods of your life.…
Living debt-free is a dream many people have. Some consumer financial gurus have built their fortunes on selling “systems” to consumers that help them to get out of debt. But getting out of debt and staying out of debt are…
It’s one of the great debates in the workplace: should you ask the payroll department to withhold more taxes than you owe, less, or about what you expect to owe when it is time to file your taxes? Having been…
Prepaid debit cards are very popular now. You can buy many specialty prepaid debit cards (for restaurants, movies, and other types of entertainment) at a discount through shopping clubs like BJ’s, CostCo, and Sam’s Club. But you can also buy…
Whether you are saving money in an IRA (individual retirement account), a 401(k) plan, or some similar plan where you are responsible for managing your money, there are certain prudent measures you can take to ensure that your investments do…
If you don’t have health insurance or if your health insurance doesn’t provide discounts for a lot of prescription medicines, you may still be able to save money. These options are not available to everyone but you owe it to…